The purpose of the Red Flags program is to detect, prevent and mitigate identity theft in connection with any covered account. This program envisions the creation of policies and procedures in order to achieve these goals. Please see the Red Flags Program document for details regarding Red Flags.
For more clarification, please see our presentation on Red Flags.
One of the best ways to avoid identity theft is to protect your password. Learn how to avoid "phishing" scams, and never give your password to anyone.